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If you’re not alone ... Your retirement plans may affect other people in your life. Remember Dave and Marie worked together. The success of your retirement plan may depend on more than just you. If you’re married, work together on decisions and plans that will affect both your lives. Then you can support and encourage each other along the way.
REMEMBER: When you have the right tools in your toolbox, and use them effectively, you’ll have a greater opportunity for success and enjoyment.
Where You Are Now— Versus Where You Want To Be
Change is Happening all Around Us
When someone said, “Change is the only thing that’s constant,” they were right! Change is everywhere. Picture what you felt like twenty years ago, compared to how you feel now. Have you changed? Look at the 1970’s price of gas compared to today’s gas prices. Change is everywhere. It’s a force of nature making the daylight and darkness, the planets spin, and your children grow up. Change is a major part of life.
There’ll be changes even while you prepare for retirement. Inflation will go up and down. The cost of living, travel, and education will probably increase. You’ll be better prepared for the future if you keep change in mind when planning your retirement.
Will Change Affect Your Retirement?
The best time to understand how change will affect you as you plan and prepare for retirement is now—in the present!
Who are you now?
You already learned you’re unique. No one else shares your exact experiences, characteristics, memories, or dreams. Knowing yourself better helps you understand what types of changes might affect your plans for retirement.
Where You Are Now—Versus Where You Want To Be
     “We live in a moment of history where change is so speeded up that we begin to see the present only when it is already disappearing.”
~ R.D. Laing
 “Get with it Grampa! The internet and instant messaging is where it’s at!”
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