Page 10 - Workbook3E

America’s cycle of heavy consumer spending and increased debt in the 1980’s and 90’s, led to an economic downturn early in the 21st century— and the cycle of change continues. The bottom line is, if your actions remain consistent with your values and financial philosophy, you’ll have a safeguard against the ebb and flow of economic trends. When you make conscious adjustments to your world view in line with your financial philosophy, you’ll be less vulnerable to the cultural winds of change.
4. The Information Age
The information age brought a higher quality of life to more people, at less cost, than during the industrial age. Like the industrial revolution depended on the assembly line to rise above the agricultural age—computers and higher technology are driving the “knowledge revolution.” It’s enhanced the ability to store, recall, analyze, expand, process, and share information at an alarming rate. It’s possible to draw clearer conclusions, based on more data, faster than ever imagined. However, it’s also brought with it a staggering array of new products, and internet activities to spend your time and money on. Remember to be mindful of your long-term goals and values before you get too caught up in the latest trends.
Do You Need to Change?
Now consider the four previous points regarding the different
world views of a quality-of-life versus a quantity-of-things. Be honest with yourself and consider what areas of your perception may need some adjusting. To stay on-track, always make sure your world view and priorities are consistent with your financial philosophy.
Remember: Possessions are merely tools to help you achieve your
goals, and enjoy your life. If your belongings are an end in themselves, they become like the well-known “tail wagging the dog,” and begin
to own you. Self-fulfillment from healthy relationships and lasting accomplishments are much more rewarding than just adding to your life’s “decorations.”
Decorations on a Christmas tree
may enhance your enjoyment and the tree’s beauty, but they do little
to support it. The tree must stand straight and strong on its own,
or it won’t be able to hold up the decorations. Just like you must stand on your own merits, not simply focus on outside trappings. When your
life’s through, people will remember
the depth of your relationships and contributions to the world around you. Life is measured by what’s at your core, not by the outside trappings and veneer.
“Some people continue to change jobs, mates, and friends—but never think of changing themselves.”
~ Anonymous
6 Workbook 3: Prepare for the Future